When purchasing a new home, a four-point inspection is sometimes a necessity in order to get a new homeowners insurance policy or to renew a policy that you already have. Insurance companies often require the addition Four Point Report for homes that were built prior to 1989. Schedule your Four Point Inspection Jacksonville Today! The Four Point Inspection offers a limited scope evaluation of these four systems:
- Heating – Air Conditioning
The four point inspection is performed in order to check the components, age, and overall condition of these four systems for the benefit of the insurance company. This type of inspection is different than a “general home inspection” which is more thorough in breadth and scope.
The inspection and report describes the condition and age of these elements.
Why do I need a four-point inspection?
On older homes in Jacksonville, Clay County and other parts of Florida, insurance companies are naturally more concerned about risk. For example, a home with a roof nearing the end of its reliable service life may fail while under the policy and the homeowner may make a claim on their insurance company for damages to the home or its contents. Similar concerns extend to the condition of the air conditioner, electrical and plumbing systems in an older home. If these elements are in poor condition, in need of being updated or replaced or were improperly installed, they may fail and cause a fire or water damage to a home. It is really important to know the age and condition of the roof as insurance companies have their own ideas of how long a roof should last and most want to see that it has at least 5 years life left in order to give you insurance coverage. We also recommend you get a Wind Mitigation Inspection which looks at many different aspects of the home to see how well it will withstand a hurricane and can give you big discounts on your wind insurance.
David was very professional and answered all my questions. Being a first time home buyer he helped me understand a few things., and his report was very easy to understand. I highly recommend David for any inspection you might need." - Troy Wallace
Florida Priority Home Inspections, LLC | Let this experienced Jacksonville Home Inspection company help keep you from buying The Money Pit. We’ll alert you to health or safety issues and maintenance needs of the home you’re looking to buy and we’ll be your home buying or selling advocate!
Florida Priority Home Inspections, LLC takes pride in our commitment to following high standards and providing professional service to all of our customers. We’re highly experienced and extremely thorough, yet have excellent communications skills to be able to put the entire house into perspective for you. When you or someone you know needs the services of a quality home inspection company, we would truly appreciate you thinking of us.
Florida Priority Home Inspections, LLC “Your Peace of Mind is Our Business”